ROOM RENTAL & FINANCING

Explore your rental return.

Choose a layout and adjust the financing to see the numbers for your purchase.

2030Current market basis
Rental projections

Choose your layout

Monthly room rental

2030 base — based on current market

Selected layout's projected monthly rent by room
Room	Monthly rent
Total projected rent

2030 base uses your supplied current market assumptions. +10% and +15% are rental uplift projections.

Adjust your financing

SPA / purchase price

Used directly for financing and ROI. No discounts are applied automatically.

Loan financing

Enter a purchase price to see the loan amount.

Annual interest rate

Illustrative; enter your bank's rate.

Loan tenure

years

Fees & other assumptions

Management package15% of rent collected

Annual service charge1 month's collected rent

The management package includes the agreed utilities allowance, internet and routine cleaning. The annual service charge is spread over 12 months in the monthly view.

Rent collection / occupancy

Other owner costs per month

Add maintenance, sinking fund, insurance, repairs and other costs. Zero means no allowance is included.

Additional upfront cash costs

Add furnishing, renovation, purchase fees or other initial costs paid in cash.

YOUR MONTHLY PICTUREType B

Rental & loan breakdown

2030 base projection

Projected gross rent
Rent after collection allowance
Management package 15%
Annual service charge monthly average
Other owner costs
Owner income before loan
Monthly loan instalment: —

Average monthly balance—

Enter the purchase price to see your monthly balance.

Gross ROI
before management fee—

Nett ROI
after management fee—

Initial cash invested—

Both ROIs use annual collected rent divided by the entered purchase price. Nett ROI deducts the 15% management fee only. The annual service charge, other owner costs and loan repayments are reflected in the monthly balance.

Other owner costs are currently excluded. Add them under fees & other assumptions.

Selected scenario only

SIDE BY SIDE

Compare the three rental scenarios

Year 1 · same financing

Comparison of the base 2030 projection, 10 percent uplift and 15 percent uplift
Monthly amounts / annual ROI	2030 base	+10% rent	+15% rent

LOOKING AHEADFive-year projection2% annual rent growth

The selected scenario starts in 2030. Rent grows by 2% from Year 2. Owner costs and the interest rate stay fixed; loan payments end after the entered tenure.

Five-year rental, income and cash balance for the selected scenario
Projection	2030	2031	2032	2033	2034

Total owner rental income

Total cash balance after loan—

Cumulative Nett ROI—

Cumulative Nett ROI uses five years of collected rent after the 15% management fee, divided by the entered purchase price. It is not compounded. Annual service charges, other owner costs, loan repayments and resale proceeds are excluded.